📉 7 Common Types of Financial Scams Everyone Should Know About
In today's world, cybercriminals are becoming increasingly sophisticated. If you live or work abroad, especially in Europe, and use online banking or financial services, it’s essential to be extremely cautious.
At Rebell Pay, we help our users safely transfer money, open accounts in euros and zlotys, and use virtual cards. And we know for sure: forewarned is forearmed 💪
Here are the 7 most common scams that can cost you money—or your peace of mind. Or both 😬
🛡 1. Phishing — Fake Messages from Banks
“Your account will be blocked. Please confirm your identity by clicking the link.”
Sound familiar? This is phishing.
Scammers send SMS, emails, or messages in chat apps with fake links to “banks” or “government portals.” You click—and land on a site that looks legitimate, but in reality, it steals your data.
🔒 How to Protect Yourself:
Don’t click on suspicious links.
Always check the URL (website address).
Don’t enter card details or logins if you’re unsure of the source.
📞 2. Calls from “Technical Support”
“We're calling from the bank. We detected suspicious activity on your account. Please provide the code from the SMS to cancel the transaction.”
After such conversations, scammers gain access to your account. Victims often don’t realize they are not talking to the bank but to fraudsters.
🔒 Remember: No legitimate technical support ever asks for:
CVC code
SMS codes
Account passwords
📦 3. OLX Scams, Fake Deliveries, and “Official” Messages
You post an advertisement on OLX, Marketplace, or another platform. After that, you receive a message:
👉 “I want to buy the item, here’s a service for safe delivery. Just enter your card details.”
The site looks real, but all your data is immediately sent to scammers.
❗️Other variations of the scheme:
You receive an SMS: “Your car insurance is about to expire. Click here to renew.”
Or a message in a messenger: “You left your resume. Please message us on WhatsApp for details.”
These are all attempts to extract your personal and payment information. People trust this because it looks like official communication, but in reality, it’s just a scam.
🔒 How to Protect Yourself:
Don’t click on suspicious links.
Check the sender.
Don’t enter information if you’re not 100% sure of the source.
If you have doubts—better ask the company directly.
💘 4. Romance Scams
You met online—it seems like true love…
And then comes the plea for help:
“I’m sick/I need money for a ticket/a visa/treatment…”
This is how stories begin, where emotions are exploited to extract hundreds or thousands of euros.
🔒 Don’t send money to people you’ve never met in person.
💸 5. Cryptocurrency Scams and “Investment Projects”
“Super investment! Invest €300, and you’ll get €3000 in just a week!”
Such offers can be seen in Telegram bots, Instagram, or even TikTok. Scammers create fake accounts and websites, and “managers” actively communicate with you. But the outcome is always the same: your money disappears.
🔒 It’s better to invest in your financial literacy—or use trusted platforms.
⚠️ 6. Chargeback Scams
You sold a product or provided a service, received payment, and then a few days later, the bank returns the money to the buyer:
“It wasn’t me who paid; I was deceived.”
As a result, you end up without money and without the product.
🔒 How to Protect Yourself:
Communicate through messaging apps.
Keep evidence of payment, invoices.
Use platforms that offer seller protection, like Rebell Pay.
🧑💼 7. “Job Offer” Scams
“Job in Germany/Poland, €150 advance payment for documents—and you’re there!”
People pay, but… no one is waiting for them. Contacts disappear, and the ads are removed.
🔒 Advice:
Check the agencies.
Read reviews.
Only sign a contract after official confirmation of the job.
🛡 How Rebell Pay Helps You Avoid Scams
✅ We don’t call from unknown numbers.
✅ We use secure data encryption.
✅ We don’t ask for CVC or SMS codes.
✅ Our support is always available—in the chat or in the official app.
✅ We help users quickly and safely:
Open accounts in euros and zlotys
Transfer money
Use virtual cards for Apple Pay / Google Pay
Exchange cryptocurrency for euros
📲 Download the Rebell Pay app—and use financial services where security comes first.
👀 Did you notice suspicious activity?
Contact our support service—and we will help you!