1. Introduction
Poland is one of the leading countries in Europe in terms of the number of foreign entrepreneurs. This is due to favorable business conditions, clear tax legislation, and the possibility of legally entering the European market. Poland offers various types of legal entities suitable for both individual entrepreneurs and large corporations.
Starting a business in Poland can be particularly interesting for:
Ukrainian citizens who want to operate in Europe.
Freelancers and IT specialists working with foreign clients.
Startups looking for favorable conditions for launch and scaling.
International companies planning to enter the EU market.
Trade and manufacturing businesses seeking access to European logistics and customers.
If you already have a registered company in Poland, you can open a business account with Rebell Pay! It’s a convenient and fast solution for financial management, international transfers, and P2P transactions without bureaucracy or long waiting times.
2. Main Types of Companies in Poland
Depending on business goals and scale, entrepreneurs can choose from several legal forms. Let's review the main ones.
Sole Proprietorship (Jednoosobowa Działalność Gospodarcza, JDG)
This is the simplest and fastest way to start a business in Poland. Key characteristics:
Can be registered by only one person.
Minimal capital requirements – registration is practically free.
Simplified tax system (income tax, flat tax, or tax card).
Financial liability – the entrepreneur is personally liable for business obligations with all their assets.
Suitable for freelancers, artisans, consultants, and small shop owners.
⚠ Important! Citizens of third countries (outside the EU and Ukraine) can open a JDG only if they have a residence permit with work rights.
Limited Liability Company (Spółka z ograniczoną odpowiedzialnością, Sp. z o.o.)
This is the most popular business form among foreigners. Key features:
Requires a minimum share capital of 5,000 PLN.
Allows running a business alone or with partners (founders can be individuals or legal entities).
Sp. z o.o. members are not personally liable for company debts – risks are limited to their capital investment.
Opportunity to attract investors.
Mandatory bookkeeping and annual financial reporting.
Can be registered online via the S24 platform.
This is an optimal option for small and medium-sized businesses in trade, services, manufacturing, and IT.
3. What Types of Businesses Can Foreigners Open in Poland?
Who Can Start a Business in Poland?
Business in Poland can be started by:
Polish and EU citizens – without restrictions.
Ukrainian citizens – based on PESEL UKR status or a temporary/permanent residence permit.
Citizens of third countries – with a residence permit or work visa.
Available Business Forms for Foreigners
EU and Ukrainian citizens can open any type of business.
Citizens of third countries most commonly register Sp. z o.o. since JDG is not available to everyone.
Activity Restrictions
Some industries require licenses or permits:
Financial services.
Legal and medical activities.
Alcohol and tobacco sales.
4. How to Open a Business Bank Account in Poland?
Why Does a Business Need a Separate Account?
Legal compliance and easier bookkeeping.
Separation of personal and corporate funds.
Simplified tax reporting.
Required Documents
KRS extract (for Sp. z o.o.).
JDG registration in CEIDG.
Founders' data.
Business registration address.
Where Can You Open an Account?
Traditional Polish banks (PKO BP, Santander, mBank).
Online banks and fintech companies, such as Rebell Pay, offering fast account opening without complex bureaucracy.
5. Benefits of a Business Account with Rebell Pay
Opening a business account is a key step in running a successful enterprise. Rebell Pay offers a convenient business solution without unnecessary bureaucracy or hidden fees.
Why Choose Rebell Pay for Your Business Account?
✅ Fast online account opening – apply online and get access in no time.
✅ Multi-currency operations – easy access to PLN, EUR, and other currencies for international transactions.
✅ Cryptocurrency support – exchange crypto for euros and withdraw funds to a bank account.
✅ Flexible business terms – no hidden fees and transparent pricing.
With Rebell Pay, your business gains financial freedom and a convenient tool for operating in Europe!
6. Conclusion
Poland offers various business structures depending on an entrepreneur’s goals and needs. JDG is suitable for freelancers and self-employed individuals, while Sp. z o.o. or P.S.A. are ideal for medium and large companies.
No matter your choice, you’ll need a convenient business account for transactions. Open an account with Rebell Pay today and start using a modern financial service without bureaucracy or complications! 🚀
📩 Contact us on Telegram – we’ll help you with all the details and find the best solution for your business.